The WGCA Disaster Fund provides financial assistance to WGCA member coaches or programs:

• Who are not or were not high-income earners
• Who do not have reasonably adequate savings
• Who incur severe undue hardship through no fault of their own due to unforeseen or unavoidable circumstances such as an unexpected crisis.

It is an extraordinary circumstance(s) particular to your situation, that you did not deliberately cause or was not caused by your negligence, which is or are of such magnitude or severity that you do not have or cannot raise sufficient money to reasonably expect a favorable outcome to the situation.

It is any circumstance or combination of circumstances that create sudden and immediate expenses or pressing needs due to a sudden and unexpected calamitous or catastrophic event, which you could not possibly have anticipated or foreseen.

Examples of extraordinary life occurrences that may qualify as undue financial hardship or unexpected crisis include, but are not limited to, unforeseen expenses caused by:

• Sudden unexpected medical emergencies or family emergencies.
• Acts of nature.

Common life occurrences that do not qualify as undue hardship hardship or unexpected crisis include:

• Debts, losses or related obligations arising from business ventures, investments or anything intended to bring you financial profit.
• Credit card payments, except when it becomes necessary for you to use a credit card in an unexpected crisis.
• Non-essential payments such as cable TV bills, internet bills, routine home and vehicle maintenance or repairs or car accidents not resulting in severe or catastrophic injury, general dentistry, veterinarian bills, or medical needs for which insurance is available.
• Evading the law, seeking to make bail, or having to pay fines as a result of breaking the law.
• Attorney or other legal fees, garnishments, judgments, child support liabilities or settlements arising from civil litigation or criminal behavior.
• Gambling debts.
• Penalties relating to irresponsible actions.
• School tuition, fees or student loans.
• Living beyond one’s means.